baby yawning pixabay baby-19295_1280After years of hard work and keeping to a dizzying schedule, the time has come to slow down, take it easy, and appreciate the small things.

But ironically, it is now — when one actually has the time to sleep in — that many people begin to experience sleep deprivation. Alas, there may indeed be no rest for the weary.

There are many factors that can contribute to this troubling phenomenon and most can be dealt with, if addressed properly.

Why You Might Not Be Sleeping Well

As we age, our bodies begin to produce less melatonin, the hormone that promotes good sleep.

We may also begin to experience chronic physical pain from a condition such as chest or back pain, which might be preventing a good night’s sleep.

Another common problem is emotional angst.

Worry over the health or loss of a loved one can eat away at our subconscious mind.

Stress and anxiety over retirement and the cost of medical expenses also frequently take their toll on our general well-being, and find fertile ground in our nocturnal thought.

This further exacerbates our sleep deprivation and instead of sleeping well and having the ability to think clearly about our financial options we are left with an unclear mind and worsened mood to tackle the financial issues at hand.

What Can You Do?

Fortunately most of these difficulties can be addressed and you can again enjoy a good night’s sleep. Here are some of the basics you can start with:

Speak to your physician about your physical or emotional symptoms. Discuss your physical and emotional symptoms with your doctor who can help by diagnosing the problem and suggesting a plan of action. She may subscribe medication for your physical and/or psychological symptoms. She might also offer daily relaxation exercises to coax your body into a restful state before the twisting and turning begins.

Exercise regularly. Many  studies have shown  that 150 minutes of vigorous exercise during the week can have cause up to a 65% improvement on sleep. Exercise is beneficial for emotional well-being as well, according to many studies.

Make time for your social life. Making time for friends a priority is critical for your emotional and mental well-being and can further improve your overall mood, thereby positively affecting your sleep. Friends can also help will the burden of stress or anxiety you’re bearing and that will be extremely beneficial.

You may also want to consider joining a support group where many of these issues can be dealt with in a constructive environment.

Laugh daily. According to Steve Wilson, MA, CSP, a psychologist and laugh therapist, people would get so much more out of their lives if they incorporated a healthy dose of laughter into their daily schedule.

Plan for retirement. Relieving financial worries will greatly help you get good night’s sleep. The realization that you did not save enough funds to cover all your medical expenses can hit you like a ton of bricks, and but that does not mean there is no help to be had.

Reach out to resources such as financial advisors, retirement consultants, and Medicaid planners to get answers to your questions, understand your options, see if you qualify for assistance, and learn how to strategically manage your assets to best cover your expenses.

The first steps to improved sleep are identifying the problem(s) and addressing them one by one and, when necessary, reaching out to the professionals who are best able to help you.


Sweet dreams!


Sarah Schwarcz sleep articleThis article is written by Sarah Schwarcz, Business Development Representative and staff Writer at  Senior Planning Services,  an industry leader in guiding seniors and their families through the Medicaid maze. Sarah loves nature, blogging, and spending time with her family.